Smart. Simple. Accessible.

Earn Targeted Returns, Secured by UK Property.

Join a community of savvy investors building a diversified portfolio of property-backed opportunities, all managed through our transparent and secure platform.

Key Benefits

Why Invest With Covenant Capital

First or Second Charge Security

Every opportunity is secured with a legal charge against UK property, providing the highest level of security for your investment.

Monthly Returns

Earn passive income with profits paid directly to your account every month for the duration of the investment term

Vetted Deals

Our experienced in-house team conducts rigorous due diligence on every opportunity, only approving deals that meet our strict criteria.

Portfolio Management

Comprehensive asset management is maintained to ensure you receive your profits each month and your capital at the end of term.

Starts Here! Your Investment Journey

Transparent Real Estate Investing Through Covenant. Join us and experience a smarter, better way to invest in real estate.

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Register & Verify

Create your free account in minutes. We perform standard identity (KYC) and anti-money laundering (AML) checks to ensure a secure platform for all members.

Browse & Pledge

Explore our live investment opportunities. Each deal includes detailed information, including the investment terms, FTV, and our independent appraisal, so you can make an informed decision.

Invest & Fund

Spend less time looking for your own opportunities and more time doing what you love.

6738

Investors

61316

Investments Completed

10.36%

Average Annual Return

Featured Oppurtunities

Browse All Properties

John Street

123 John Street

1 Investors | £ 150000 (100%)

Annual Return

12%

Property Type

Personal

View Details

Our Commitment to Your Security

Rigorous Due Diligence

Our property finance team has decades of hands-on experience. We conduct a multi-stage due diligence process on every borrower and project, including independent valuations, credit checks, and a thorough review of the exit strategy. We only fund projects we are confident in.

Platform & Data Security

Security of your information is our top priority, that's why we ensure our platform is secure by undertaking regular reviews. We also abide by UK law by being a member of the Information Commission Office for GDPR.

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Join today to gain access to our exclusive, property-secured investment deals and start earning targeted returns.

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Frequently Asked Questions

Bridging finance is a short-term financing option typically used to bridge a gap between the purchase of a new property and the sale of an existing property. It is temporary financing that helps customers secure funds quickly until they can arrange long-term financing or until their existing property sells.

Sharia Compliant Bridging Finance refers to a financial arrangement that adheres to Islamic principles, specifically avoiding interest (riba) and following the guidelines set by Sharia law. It allows individuals or businesses to access short-term funding for property transactions without compromising their religious beliefs.

Bridging finance is secured against the clients property or properties, and they usually have higher interest rates than traditional mortgages due to their short-term nature and higher risk. The finance term is typically between one month and two years, with the finance amount based on the value of the property being used as security.

Sharia Compliant Bridging Finance operates based on Islamic contracts such as Murabaha (cost-plus financing), Ijara (leasing), and Musharaka (partnership). For instance, instead of charging interest on the finance, the financier may purchase the property or commodity and then sell it to the customer at a higher price, which is agreed upon in advance. The customer pays back the purchase price over an agreed-upon term.

Bridging finance can be useful in various scenarios, such as when someone wants to buy a new property before selling their existing one, when purchasing at auction with a tight completion deadline, or when renovating a property to sell for a profit.

Important Notice

Before proceeding, please read the following information carefully as it contains important legal and regulatory conditions. Access to this website is only granted to users based on the following terms and conditions being understood and accepted by the user.

Covenant Capital Fintech Ltd (‘Covenant Capital’) is a limited company registered in England and Wales with registered number 13740131. Covenant Capital Fintech Ltd (‘Covenant Capital’) is not authorised or regulated by the Financial Conduct Authority (‘FCA’) and does not offer protection via the Financial Services Compensation Scheme (‘FSCS’). Certain countries and jurisdictions have restrictions imposed by law on the distribution of information relating to the sale of investments. Accordingly, the information and opinions in this document are not directed at or intended to be acted upon by anyone in any jurisdiction where it would be unlawful to do so or in which Covenant Capital Fintech Ltd (‘Covenant Capital’) would be required to be authorised.

No information or opinion given in this document constitutes a solicitation, offer or recommendation by anyone to fund or borrow or to engage in any other transaction or to furnish any investment advice or services. Potential funders and borrowers (in particular, non-institutional investors) are advised to seek professional advice on the laws and regulations applicable to the subscription, purchase, holding or sale of loans or loan parts in their countries of citizenship, residence or domicile. Individual investors are accepted only if they meet strict criteria based either on their net worth or their knowledge of sophisticated financial products.

Any monies financed through Covenant Capital Fintech Ltd (‘Covenant Capital’) are finance agreements and not deposits. There is no guarantee that funders will be repaid the amount of their original finance agreement or any profits on that agreement. The past performance and the rates of default should not be viewed as a guide to future performance. Financing to a single or a small number of borrowers may result in an undiversified portfolio and a concentration of risk. Rates of return are displayed gross of any taxes that the investor may be liable to pay by law.

For confidentiality purposes, images of properties and people included in this document are for illustration purposes only and may not represent the actual images.

By entering the website, you confirm that you are eligible to view its content. If you are not eligible, you should not proceed beyond this page.

I have read and understood these terms and conditions and confirm my acceptance of them.

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Legal

Capital is at risk. Property values can go down as well as up. Borrowers may default and investments may not perform as expected. Profit and income are not guaranteed. Returns may vary. You should not invest more than you can afford to lose. Covenant Capital is not authorised by the Financial Conduct Authority. Investments are not regulated, and you will have no access to the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS). Past performance and forecasts are not reliable indicators of future results and should not be relied on. Forecasts are based on Covenant Capital's own internal calculations and opinions and may change. Investments are illiquid. Once invested, you are committed for the full term. Tax treatment depends on individual circumstances and may change. You are advised to obtain appropriate tax or investment advice where necessary.

Covenant Capital in the trading name of Covenant Capital Fintech Ltd (No 13740131) and Covenant Capital Holdings Ltd (No 16220099) all of which are registered in England and Wales.