Privacy Policy

RIVACY POLICY FOR THE SHARIA PLATFORM FOR BRIDGE FUNDING OPPORTUNITIES  

Covenant Capital has created a platform under which Investors may participate in Shariah compliant real estate funding opportunities with customers for the purpose of purchasing metals (the Platform).  

In operating the Platform Covenant Capital will process your personal data in line with this Privacy Policy as set out below.  

Privacy Policy 

1. Introduction 

   1. This Privacy Policy govern the relationship between Covenant Capital Ltd (“Company”, “we”, “us”, “our”) and the individual or entity that opens an account on the Platform (“Investor”, “you”, “your”) 

   2. By creating an account and accessing and using the Platform, or using any associated service on the Platform, You acknowledge that You have read, understood, the terms of this Privacy Policy by which we are both bound.  

   3. We are the controller of your personal data. We respect your privacy and we are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our Platform, avail yourself of a Funding Opportunity or otherwise with us under the Terms. This privacy notice tells you what to expect us to do with your personal information.  

2. What information we collect, use, and why 

   1. We collect or use the following information to provide and improve products and services for Investors: 

      1. Names and contact details 

      2. Addresses 

      3. Gender 

      4. Occupation 

      5. Date of birth 

      6. Marital status 

      7. Third party information (such as family members or other relevant parties) 

      8. Payment details (including card or bank information for transfers and direct debits) 

      9. Financial data (including income and expenditure) 

      10. Transaction data (including details about payments to and from you and details of products and services you have purchased) 

      11. Usage data (including information about how you interact with and use our website, products and services) 

      12. Credit history and credit reference information 

   2. We collect or use the following personal information for the operation of Investor accounts: 

      1. Names and contact details 

      2. Addresses 

      3. Account information, including registration details 

      4. Marketing preferences 

      5. Technical data, including information about browser and operating systems 

   3. We collect or use the following personal information for information updates or marketing purposes: 

      1. Names and contact details 

      2. Addresses 

      3. Marketing preferences 

      4. account history 

      5. Website and app user journey information 

   4. We collect or use the following personal information for research or archiving purposes: 

      1. Names and contact details 

      2. Addresses 

      3. Investor account history 

      4. Website and app user journey information 

   5. We collect or use the following personal information to comply with legal requirements: 

      1. Name 

      2. Contact information 

      3. Identification documents 

      4. Investor account information 

      5. Any other personal information required to comply with legal obligations 

      6. Safeguarding information 

      7. Criminal offence data 

   6. We collect or use the following personal information for dealing with queries, complaints or claims: 

      1. Names and contact details 

      2. Addresses 

      3. Payment details 

      4. Account information 

      5. Correspondence 

3. Lawful bases and data protection rights 

   1. Under UK data protection law, we must have a “lawful basis” for collecting and using your personal information. There is a list of possible lawful bases in the UK GDPR. You can find out more about lawful bases on the ICO’s website. 

   2. Which lawful basis we rely on may affect your data protection rights which are set out in brief below. You can find out more about your data protection rights and the exemptions which may apply on the ICO’s website: 

   3. Your right of access - You have the right to ask us for copies of your personal information. You can request other information such as details about where we get personal information from and who we share personal information with. There are some exemptions which means you may not receive all the information you ask for. 

   4. Your right to rectification - You have the right to ask us to correct or delete personal information you think is inaccurate or incomplete.  

   5. Your right to erasure - You have the right to ask us to delete your personal information. 

   6. Your right to restriction of processing - You have the right to ask us to limit how we can use your personal information. 

   7. Your right to object to processing - You have the right to object to the processing of your personal data.  

   8. Your right to data portability - You have the right to ask that we transfer the personal information you gave us to another organisation, or to you.  

   9. Your right to withdraw consent – When we use consent as our lawful basis you have the right to withdraw your consent at any time. 

   10. If you make a request, we must respond to you without undue delay and in any event within one month. 

   11. To make a data protection rights request, please contact us using the contact details at the bottom of this privacy notice. 

4. Our lawful bases for the collection and use of your data 

   1. Our lawful bases for collecting or using personal information to: 

      1. provide and improve products and services for potential Investors;  

      2. for the operation of Investor accounts;  

      3. to comply with legal requirements:  

      4. dealing with queries, complaints or claims; are 

         Contract – we have to collect or use the information so we can enter into or carry out a contract with you. All of your data protection rights may apply except the right to object. 
   2. Our lawful bases for collecting or using personal information: 

      1. for information updates or marketing purposes;   

      2. research or archiving purposes: are 

         Consent - we have permission from you after we gave you all the relevant information. All of your data protection rights may apply, except the right to object. To be clear, you do have the right to withdraw your consent at any time. 

5. Where we get personal information from: 

   1. We will obtain personal information directly from you 

6. How long we keep information 

   1. We shall store your personal for up to six years  

7. Who do we share information with 

   1. We share personal information with 

      1. financial or fraud investigation authorities 

      2. Insurance companies, brokers or other intermediaries 

      3. Professional or legal advisors 

      4. Publicly on our website, social media or other marketing and information media 

8. Contact details 

   1. You can contact us by email on: info@covenantcapital.com 

   2. You can contact us by phone on: 0203 488 3465 

   3. You can write to us at the address below: 

      Covenant Capital Ltd 
      124 City Road 
      London 
      EC1V 2NX 
9. How to complain 

   1. If you have any concerns about our use of your personal data, you can make a complaint to us using the contact details above. 

   2. If you remain unhappy with how we’ve used your data after raising a complaint with us, you can also complain to the ICO. 

   3. The ICO’s address:            

   4. Information Commissioner’s Office
      Wycliffe House 
      Water Lane 
      Wilmslow 
      Cheshire 
      SK9 5AF 
      Helpline number: 0303 123 1113 
      Website: https://www.ico.org.uk/make-a-complaint